Investment Property
Getting an Investment Property Loan Approved in NZ
How NZ banks assess an investment property loan: deposit, debt-to-income, serviceability, credit history and the property itself, and how to prepare.
Hannah Williams6 min read
Buying
Everything we’ve written on buying — 8 articles, newest first.
Investment Property
LVR and DTI Rules for NZ Property Investors in 2026
The LVR and DTI rules decide how much NZ property investors can borrow and how big a deposit they need. The current Reserve Bank settings, explained.
Hannah Williams6 min read
Investment Property
Which Auckland Suburbs Suit Which Kind of Investor?
Yield, growth and management effort vary hugely across Auckland. A practical comparison of what different parts of the city offer property investors.
Hannah Williams4 min read
Investment Property
Rental Property Ownership Structures in NZ Compared
Own name, family trust, company or look-through company: how the main NZ rental property ownership structures compare on liability, tax and compliance.
Hannah Williams5 min read
Investment Property
Property vs Shares in NZ: How Leverage Changes the Maths
Property vs shares in NZ: why leverage, rental demand and long-term capital growth still make residential property attractive, and the risks to weigh.
Hannah Williams5 min read
Blog
Refinancing your mortgage
Refinancing could be a great way for you to save thousands on interest and finish paying off your mortgage faster, but is it right for you?
360 Property Management3 min read
Buying
buying property off-plan? – Here’s what you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can […]
360 Property Management3 min read
Buying
Ray White Now – October edition
The October edition of Ray White Now is now available! In this […]
360 Property Management3 min read